Beauty Hacks – Baking Soda for Face Mask

Dear wonderful readers,

I just found out about this beauty hacks and just tried it today.

It’s so cheap and you can do it in your home.

It’s Baking Soda for Face Mask I’m talking about

As you knew it very well, Baking soda mostly used for baking. But amazingly it can be use as beauty hacks to brighten your face, minimize your pore, clean blackheads / comedo and preventing acne, also to exfoliate dead skin cells. Baking soda is so easy to find. You can buy it in local supermarket or nearest local store who sell cooking and baking product.

Find your local brand of Baking Soda. It’s so easy to find.

Here in Jakarta, I bought 81 Gram Baking Soda, Koepoe-Koepoe Brand (Indonesian Local Brand) for IDR 5.000. Please don’t be confused, since Koepoe-Koepoe produced 2 different baking mix which are Baking Soda and Baking Powder. Baking soda 3 times powerful than Baking powder for baking cake..

So choose BAKING SODA instead of BAKING POWDER (They’re looks similar, a white powdery like salt but have different functions).

Okay, so here the hack tips:

1. Open your pore with warm towel or warm water
2. Put 1-2 teaspoon of Baking Soda on the small plate or a cup
3. Add some water (you can add lemon juice/orange juice/tea tree oil) and stir it so it will be more like paste, not too thick of course!
4. Put a thin layer of the mixing with clean toothbrush to exfoliate your face.
5. Gently massaging your face with the toothbrush mostly on the preference area where you want to clean it most, like the nose area to combat the blackheads
6. After your face covered with the mask, wait for about 15 minutes to dry
7. Clean your face with warm water then massage gently in the nose area so the blackheads will easily come out
8. Then rinse again your face with cold water to close your pore, dry it with dry towel and feel you face with your hand, it will feelsmooth and as you can see in the mirror BRIGHTEN! Yay!!!
9. Do your beauty regimen after that, like put on moisturizer or toner or your favorite serum

I’m soooo happy to find my face brighten and more fresh after using the Baking Soda. And also my face feel sooo smooth and the blackheads starting come out when I tried to massage it out. My nose and my entire face feel so smooth. #grinning

Please be aware, that Baking Soda is so powerful and a strong chemical for your skin so you cannot use it everyday. Repeat the process once a week or once per 2 week (your wise choice depend on your face skin condition).

I think, I will repeat it once per 2 weeks since I have no acne and having dry skin as well. I’m afraid that Baking Soda will damage my skin if I used this too often.

So would you like to try this very cheap Beauty Hacks? its so easy, its so cheap and have amazing results.

Please comment below if you already tried it and what effects you have? Is it really work for you as it is for me? ^_^

#beautyhacks #bakingsoda #facemask #brightenskin #smoothskin #cheapbeautytips #SkincareRemedies

Keep healthy & Be happy

Love,

Winterize

All About BCA Everyday Card

Hello guys, 

Postingan saya tentang Kartu Kredit BCA beberapa tahun lalu hits banget. Apalagi terkait kartu kredit BCA yaa,,, 😄

Nah dipostingan ini saya mau jelasin lebih detail tentang BCA Everyday Card (sesuai pengalaman saya), yuk disimak:

1. Waktu apply BCA Everyday card pertama kali pasti lgsg dibundle dapat 2 kartu, BCA Everyday card dan BCA Visa or BCA Mastercard (tergantung kamu prefer yg mana, kalo saya ambil yg Visa)

2. BCA Everyday card uda pst hrs diaktifin, kalo kartu Visa or Mastercard boleh aja ga diaktifin

3. Kalo belanja min 500rb bisa dijadiin cicilan tetap dgn tenor 3,6,9,12,15 dan 24 bln

4. Cicilan tetap BCA Everyday card dpt rate bunga lebih rendah utk cicilan tenor 12bln yaitu 0.5%/bln or 6% perthn 

5. Cicilan tetap Visa or Mastercard tenor sama tp rate 1,25%, yg 12 bln sy lupa dpt special rate 0.75% apa ngga (krn dulu promo segitu ratenya) tny Halo BCA aja ya hehehe! 😄 

6. Kalo aktifin 2 kartu BCA Everyday card dan Visa/Mastercard BCA annual fee jg double @125rb per kartu

7. Kalo rata2 pemakaian limit kamu selama 1thn 40% dari limit kartu maka otomatis free annual fee utk BCA Everyday card

8. Penting! Konekin kartu kredit ke internet banking klikbca kamu supaya bisa keep tracking pemakaian kartu kamu dan ga overlimit or khilaffff 😝 juga bisa liat tgl jth tempo tagihan meskipun blm terima billing statement by email or by pos

Cara konekin kartu kredit BCA Card kita ke KlikBCA:
Masuk ke KlikBCA -> Administrasi -> Registrasi Inquiry Kartu Kredit -> Isi data dan tunggu sekitar 1-3 hari kerja sudah langsung terkonek ke KlikBCA, bisa di cek dibagian Informasi Kartu Kredit, kalo sudah konek bisa cek sisa dana limit kartu kredit, cek transaksi tagihan kartu kredit & tiap bulannya bisa lihat tagihan kartu kredit total, jadi ga bakalan over limit deh

9. BCA Visa / Mastercard bisa dipakai hampir disemua toko retail di Indonesia dan di mancanegara

10. BCA card kalo belanja dpt cashback 0.5% berupa BCA reward (dalam idr) bisa di cek di slip kartu kredit yg kecetak tiap abis belanja biasanya ada tulisan BCA reward, sok atuh kl reward uda bnyk dimanfaatin bisa buat makan Pizza hut gratis or blanja gratis di Carrefour o Gramedia (partner BCA) asal reward BCA sama nilai blanja kamu lebih gede rewardnya yaa... 😀

11. Mulai gunakan kartu kredit buat belanja bulanan, cashnya disimpen di bank dulu biar berbunga, lumayan 1 bln ditahan pas billing kartu kredit jatuh tempo baru bayar deh! 

12. Promo cicilan 0% BCa jg bnyk kaya di www.bhineka.com; blibli, mataharimall, qoo10

Sekian dulu dari saya yah, nanti kl ada lg saya update infonya. Jangan lupa subscribe blog ini ya untuk more info soal perbankan or Tips lain 😉

Yang mau Follow sosmed saya di: 

Instagram, Youtube and twitter  @winterofjuly

Wordpresa: winterize.wordpress.com 

Thanks a lot reader,

Winterofjuly

My Favorite Foaming Facial Wash Cleanser

There are so many foaming face cleanser products for daily use from lots of brands out there. From the cheaper one to the very expensive one.

And of course I have my own favorite products for daily cleansing. Currently, I have 2 products I called my favorite and I combine these 2 daily for clean my face. These products didn't caused pimple breaking on my face. What are they???

#1 ~ Clean&Clear essentials foaming facial wash

I LOVE IT SO MUCH! I started to use this product while I'm in senior high school. An amazing products reccomended by my bff. When pimples coming, I just clean my face with this and I will say bye-bye pimples! 😄😄😄 because miraclely pimples fade away after face wash with it. I still use this product, its give me clean feel after face wash and its oil-free and helps to prevent comedos.

My day-to-day face cleanser, usually use in the morning and at noon while in the office. The price is soooo cheap. About IDR 25k (around USD 2) and last for 3 months for me, because I combine it with Sebamed.

#2 ~ Sebamed Liquid Face & Body Wash for sensitive skin

Remember this 1? Part of my "Guardian Hauls" before Bali's trip. Yesss, I love it too! Gently and effectively deep cleanses pores and didnt cause breakouts on my face. Alkali and soap-free product, which are good for those with sensitive skin. My skin isn't sensitive but I because I happened tried this back then in senior high and love the clean, moist and smooth feeling after use this, so I continuing use this product till now.

Mostly I used this to clean my face at nite before sleep. A bit expensive, but try to buy once the 1000ml will save you 50% than buying 100ml routine. This last forever 😄😄😄! 1000ml OMG, only for face maybe will last for 2 years or more.😁😁😁

What are yours fav? Each person have its own skin condition. Maybe if you want to try these 2 products, you're welcome.

#facialcleanser #foamingfacewash #deepcleansingcleanser #sebamed #clean&clear #dailyroutine #skincare

Cosmetics Shopping Tips in South Korea

Dear all the fans of cosmetics,

For those especially love to use Korean Skincare and Cosmetics product. Here are my cosmetics (and more things) shopping tips while in Korea:

1. If you going to South Korea on May-July (Like me, at the end of May) while Korea having their summer season, most likely in Myeongdong Shopping Street where you will find lots of cosmetics store, THEY DO SUMMER SALE! 😍😍😍 With its crazy disc 50% and more!

2. Buy Etude products in package cheaper if you buy in duty free shop, at summer Etude will give you 50% disc with membership card.

3. Buy The Face Shop products cheaper in Myeongdong street than in another store location and you can get tax refund note (which you can process the refund at the Incheon Airport)

4. Etude in Myeongdong can give you tax refund too, so don't forget to ask about it in case the store person forget to ask you

5. The Face Shop near The Skin Food shop can give you tax refund (straight from Myeongdong main street and go right, TFS#6 Store), TFS in front of myeongdong street can't give you tax refund

6. Beside Doota Mall is the cheap market, where you can buy snapback at price from 10.000 won (Grosir price), you need to buy more than 1 product

7. Buy cosmetics or skin care products in package, its cheaper than buy only 1 per product. For example: 1 bb cream with normal price, but buy 5 (same product/ of bb cream can save you more, about 30-50% cheaper from normal price

8. Don't worry if you run out CASH💵 either WON or USD, just use your VISA credit card especially BCA VISA💳 (Bca didn't charge any bank fee), the convert rate is more cheaper. For example I exchange IDR to WON for 11,71/won, then I shopping in the gift shop while in Korea and VISA rate me with 11,73/won not a big difference I think. Just a slight higher rate 😆 than normal rate at money changer.

9. Buy Korean snacks at Lotte Mart across Myeongdong Main Street, its cheaper!

10. Myeongdong food street snacks are so yummy you need to try, especially cheesy pork sausage! 😋

11. In Myeongdong street you will see some jewellery street seller, with its sign "1000 WON", buy it, a very high quality product with cheap price. Not the corrosive type jewelry. Mine were still shining brightly even its already 2 years.

12. Cosmetics shopping = Myeongdong Street 😆😄😁

NOTE:
> Rumour has it, Etude membership card valid worldwide and in Korea too for higher discount and more sample gift 😄 (Dunno if it was true or not, anyone know it?)
> 1 of Korean Air Stewardess I asked, using Missha M Perfect Cover BB cream, maybe you want to co sider to trying Missha BB cream??? 😄😄😄

Happy prepare your shopping strategy 😄😄😄,
Coz Myeongdong street's so big and there are lots of cosmetics store and clothing and etc you need to look at! 😄😆😁 #grinning #lol

#KoreanSkinCare #KoreanCosmetics #ShoppingInKorea #ShoppingTios #HelloKorea #KoreaSummerSale #TravelToKorea #Myeongdongstreet #ShoppingAtMyeongdong

😘😆😄😌😊

Winter of July

Book Review: Mid Life Love by Whitney Gracia Williams

So, I’ve been already read this book and quite impressed by the story and the main characters. And these are what I thought about the book.

Here the screenshot taken from #Goodreads.com (Book cover and brief description of the story):

Moral of the story by me of course (not sorted):
1) You may have a great wonderful legendary career but it never be the main point to make you feel happiness
2) You may be pretty or beautiful or handsome or gorgeous but it not last forever. We human aging, yanno!
3) All we need is love, Love is all we need (singing it ala Ariana Grande: Love is Everything)
4) Even life sometimes sucks don’t worry God will give you ways to overcome everything #keeppraying
5) If by any chance there’s someone disappointed you, keep in mind because there will be another person out there will make your day lighten up again (ehem, okay maybe not just person, it can be your pet, your hobby or anything that helps #wink)
6) If your love life sucks, don’t worry keep searching the right person because there should be 1 person as your destinied lover and don’t diving too deep into your sadness, because Adam only has one Eve after all!
7) Every people in the world has right to be happy
8) True friends will always by our side in ups and down
9) Age never be a problem if you never make it as a problem
10) Love at first sight is truly exist

Ohhh, If by any chance there is a “Jonathan” outside this very real world, please let me know #grinning.
Because I kind of infatuating with him, the most jealous and possessive and sexiest man ever alive in a romance novel! #sigh

A caring lover, super duper possessive, didn't give a shit about "what so called common sense rule" like the age gap or physical outstanding. Even he could do anything in his power to make her, his only. And I can only say "WOW!"

Honestly, I kind of annoyed by the fact that Claire, 11 years older than Jonathan. Is it possible for a man fall in love with older woman let say 11 years older? Because I heard women hit maturity faster than men. But who could denied chemistry and the love sparks? No one I think.

And I thought for a while after read this book and asked myself what is the most intense love of all? First love or Love at the first sight?

And my answer is "Love at first sight". Because it is kind of draining all of energy and messing up your mind all at once, make you blushing, your heart suddenly beating so fast, can't think straight at that time and couldnt even look him/her in the face without blushing even harder. OMG! It's like hit by thunderbolt of love!

Nah, I just remember the quote from novel Star Crossed by JS Taylor:

Cause, You are the thunderbolt, That shot into my heart, And when that thunderbolt hits, You know, You know. Nothing will ever be the same!

I'm really enjoying this book, definitely my 5* book and stories and characters and all the enchanting words and all the banter, thanks Author you are amazing!

#WhitneyGWilliams #MidLifeLove #RomanceNovel #Goodreads #BookReview #BookComment

Book Review: Gabriel’s Inferno (Gabriel’s Trilogy #1) by Sylvain Reynard

“What do you expect me to say—that I don’t want you? I’m not going to say that. I love you Gabriel, all of you. Please don’t push me away when we’ve finally gotten close.” Julianne Mitchell, p.423, Gabriel’s Inferno by Sylvain Reynard

This Book review is about my recent read novel, Gabriel’s Inferno by Sylvain Reynard, a Gabriel’s trilogy book #1. The others in this trilogy are Gabriel’s Rapture and Gabriel’s Redemption.

Here is the screenshoot from #Goodreads:

This book is sooooo “English & Italian literature” in every possible way. Quoting or citing from English/Italian classic literatures or telling us about it, from Dante story to CS Lewis and Tolkien’s dragon and Gollum and etc. Then somehow mentions some classics art painting from Boticelli.

As she rested on his chest, he whispered Dante’s words to her in Italian:“Color di pàerle ha quasi in forma, quale convene a donna aver, non for misura; ella è quanto de ben pò far natura; per esemplo di lei bieltà si prova. De li occhi suoi, come ch’ella li mova, escono spirti d’amore inflammati, che fèron li occhi a qual che allor la guati, e passan sì che ‘l cor ciascun retrova: voi le vedete Amor pinto nel viso, là ‘ve non pote alcun mirarla fiso.”

Taken from Gabriel’s Inferno p.469

Although, honestly I did not know some of the classic books mentioned nor Italian language, but sure I know when the characters said something about Gollum and His precious

The romance story, indeed, makes my heart beating and I kind of felt what Julianne felt, a shy and “traumatized by the past” woman who still lingering her feeling for her first love. Sylvain was successfully making me, imaginary experiencing what the characters do, their acts, their emotions and the places described in the novel #bravo #clap2

“I love you, Gabriel. You have to accept the fact that I’m not going anywhere.” Julianne Mitchell, p.442, Gabriel’s Inferno by Sylvain Reynard

And for me who believe in “soulmate”, “a happily ever after”; and “muse of life/my knight in shining armor”,  this book is definitely my favorite. Another 5* book in my #Aldiko rackhahaha!. I quite an avid reader so I need #Aldiko to keeping all of my ebooks, e-novel, docs and all my digital collections, so I can always read wherever I go, because all of it staying in my smartphone (who mostly used for read or streaming Youtube #XperiaZultra)

Okay, so this novel taught me so much morals, as below (not sorted);
1. Do not ever using DRUGS or deal with it, its results only bring destruction to your life or R.I.P
2. If by any chance, you’re already a “user”, go get some help, rehab or whatever to keep you clean and hopefully will never ever touch it again
3. First love is sooooooo romantic! Gabriel is Julienne 1st love  who blessedly stay in her heart for years! (Ahhhhh, it makes me remember my 1st love!!!!!)
4. A loving family with loving & caring & supportive parents, that’s what every child need the most
5. God always forgiving our sin, so make peace with your sins yourself first.
6. True love never leaving you in a darkside, he/she will sticks to you in all kind of situations, through the good and the bad. And will help you to find the light #wink #howromantic #sigh
7. Adopting is a kind act to help make this world a better place by providing 1 lonely and homeless(not homeless in “houseless” meaning, but kind of “feel at home”) child in your gentle and loving care. ONLY if your situation enable you to adopt in every aspects. S
8. Find the true love of your life is a blessing. Its move heaven to earth, otherwise it likes move hell to earth, hahaha! #seriously
9. Do not performs any ABORTION (unless it is for health reason)! It is so wrong in every aspects! Its a terrible sin! Be responsible for your act!
10. Learn and studying what you likes and maybe make a living from it. That way you will enjoy working, because you do what you like, right? #smilling

Anyone ever read this book? Comment ur thought about this book below.

#bookreview #GabrielsInferno #SylvainReynard #MyPOV

Be Grateful & Stay Young!

Hi guys!

Have you been grateful today?

Well, I always be! 

Okay, so today I like to talk about being grateful.

grate·ful – adjective
feeling or showing an appreciation of kindness; thankful.

(thanks Google for the translation! )

I like to show my appreciation for almost all things, from the clear sky to a shade color of Lipstick.
And I always grateful for everything that happened or will be happenning in my life, either it is happy-go-lucky or  sad  situation.

Thanks God, this week He reminded me to be  “Grateful” when my boss raised my Monthly salary. While some people at my office didnot get “expected raise” but I got a very “unexpected raise”. In total I got 13.33 % raise in my monthly salary. What a number! That’s quite a raise in such economy condition.

Psalm 107:1

Oh give thanks to the LORD, for He is good, For His lovingkindness is everlasting.

So I prayed and give thanks to God, because I always know everything happens under His control. And I always believing that salary raise is not only because the kindness of my boss but ultimately is because God happy with my way of work so He rewarding me.

Sometimes it is easy to be grateful for happy events but it will be difficult while we facing the sad event. I, too like that occasionally, but I try and try and try again my best to always be grateful because I know my God always have better plans, bigger plans and happier plans from me (and for you,too! ) so He taught me the sad events so I will always remember how God help me went through all difficult situations.

Do not be worry for anything just keep praying, be grateful and always ask God for all the plans we have so He will give His blessings and all of our work and plans will be successful. 

I wish this share will encouraging all of you to always be grateful because there are millions of meaning from just an event! Being grateful will make you happy and glowing all the time! One of so many recipes to be young (anti-aging recipe! )

Have a wonderful day!

Love,
Winterize

Reccomended Books & 2014 Reading Challenge

I've been pretty crazy to read any great novel I have this whole week. Yess, its romance novel, some contemporary young adult novel and so many more genre. And I've pretty taken with Alice Clayton Novel Wallbanger which I still reading now.

That novel is hillarious, I dunno how many times I smiled or laugh or laugh out lout or rofl...whatever. Very funny yet romantic and very fresh from the oven story (hmmm...I think). I reccomended this book very much. You will keep your smile, hmm-ed and owhh-ed while read this book (:D #grinned).

Alice Clayton does very great job to make every words enchanting. All the conversation, the jokes, the characters thought all of these soooo really great I can't stop myself from read it (yepp, still laugh too!)

My next list are surely the redhead series by Alice Clayton, it contain 2 books. Hmm...Anyway I reccomended too the Sadie Grubor "All Grown Up" which I already read an still the feeling lingering on me about the sweet childhood romance, the friendship, the break up, first love, the love story and happily ever after.

So make a challenge this year to read some books. Then challenge gives more excitement (who doesn't like challenge?). I made a challenge to read 400 books this year on Goodreads. Update every books I read and to keep tracking it. Happy reading, what 's ur fav novel this month?.

More reading list:
1. One Week Girlfriend by Monica Murphy
2. Second Chance Boyfriend by Monica Murphy
3. Drew+Fable Forever by Monica Murphy
4. Nobody's Baby But Mine (Chicago All Stars Series) by Susan Elizabeth Philips

XoXo

Tifani

Review: Etude Dear My Blooming Lips Talk OR204

Yahoooo...

Another review from me today...

Etude Dear My Blooming Lips talk OR204 (Bashfull Coral), got it free from my friend.

------ The lipstick Etude Dear My Blooming Lips Talk OR204 ------

------ Swatches on my lips -----

Note:

- Upper left OR204 under sunlight (ehh btw did you see my face? looks healthier now hahaha! Using Secret Key Treatment Essence+E'thym O2 Moisture Lotion + Skinfood Good Afternoon Lemon)

- Down Left OR204 under normal light

- Upper to down right OR204 swatches on my lips

- Using Photoscape to colage the images :D

Pros:

• I love the color (btw this lipstick have very much variance color)
• Moistened my lips (1st time use this lipstick my lips are dry, after use it for some time now its better)
• Easy to find, just go to Etude conter or buy it online here Winterize Shoppe (yess my shop hahaha!)
• Cute Packaging
• Long staying power (just don't eat or drink :D)
• The price is OK for me (on online shop), but if you go to Etude Counter may be double the ol shop price

Cons:

• If you have dry spot, it will cling on your dry spot (Unless you apply some lipbalm or lip butter first)
• Need re-apply if you eat/drink
• Pricey if buy in counter aroun IDR 250k

Thank you for reading this review, share ur thought on comment box below. 

XoXo,

Tifani

Review: The Faceshop E'thym O2 Moisture Lotion & E'thym O2 Balancing Toner

Hello girls,

Today's review are skin care products I've been use, It's The Face Shop E'thym O2 Moisture Lotion - this is moisturizer with 5 free (free from mineral oil, paraben, benzophenone, artificial colorant & animal origin ingredients) though it still contain a bit alcohol. I've been using this product for about 2 weeks (the first time I used the sample, and because the results is great so I decided to buy the full bottle for IDR 220k).

The moisture lotion contain a lot of water so it gives my dry skin hidrated all day, I just use about a small dot and it covers my face greatly. Its color is white and watery, the balancing toner also a bit white but more watery. I use toner only at night before sleep and use the lotion both day and night, because my dry skin condition.

I'm using the moisture lotion before applying BB Cream, because my dry skin I need bb cream which contain lot of water, and this lotion help me a lot when applying my bb cream. After applying this moisture lotion and bb cream, my face looks flawless and healthier and very moisture & hydrated.

Results/Pros:

• My skin looks healthier (and yess its healthy!)
• No more dry skin on the edge of my nose or the edge of my lips
• Not gives me breakouts so its such a perfect produc for me (it's 5 free products!)
• Even it helps me to clear my blackheads on my nose
• My skin now very much moisted & hidrated :) 
• I love the simple package and its color, green :D
• The toner help me clean my face deeper and leaves my faces sooooo fairly white
• Easy to apply bb cream ( I used The Face Shop Aqua Tinted BB Cream #2 Natural Beige and sometime The Skinfood Good Afternoon BB Cream #Lemon)

 Contra:

• A bit pricey, IDR 220k at The Face Shop Pluit Village counter (if you're a member get 10% disc, whic is IDR 198rb the final price here), except you buy on pre order maybe cheaper than in the counter

This my face looks like (sorry for bad lighting, but this is no edit photo)

(my face condition after 7 months using The Faceshop E'thym Lotion)

Leave your comment below and share your thought about this product.


Love yaa...



XoXo

Happy Weekend! Yay...!!!

Finally, I can blogging again! yay!!!!!

Yeah I've been really busy lately (define busy for me as "don't know what things to write"), ahhahahaha!

Business have been good, my bf now opened his own design graphic service, he's now in the process of making his brother travel company website. 

And btw we now sell label name sticker with custom design for sticker id, kids label, etc! And it's a hugeeeeee success! If you want to buy just email us at winterize88@gmail.com (only for Indonesia). 

At first, I had some worried if my bf resign from his job, but thank God everything goes well now, maybe this is our way of life to do entrepreneur things. What about you?

If any of you in need of web design (with your personal custom design need) or in need for some graphic design service for brochure, X-banner, wedding photo editing & photo album, advertising campaign, corporate identity and etc, maybe you can contact us at 0899-8037-815 with Adrian. 

Price may vary but still on your budget for sure.

Happy Weekend, 

Tifani 

My Reading List & Its Relation with Percy Jackson

Hey everyone, well my reading list this month is all about Percy Jackson. Hahaha,, since its next movie on August, The Percy Jackson & The Sea Of Monsters will be coming soon on the Theater!

While searching great books to read & some manga, Finding the Percy Jackson another stories, not another I mean the stories continuing the Percy Jackson series.

I bought The Lost Hero, The Son Of Neptune & The Mark Of Athena, Very interesting series!!! Can't wait for the next book coming out to the market!!! Kyaaaa...

I love to read those books, interesting with never ending wonderful stories to tell :D

Even in this crazy week, end-of-months-payroll-&-financial reporting things, I still take some time to read those books (even when I am in the toilet, haaaaa! :P) because its 'greget' stories.

Enjoy your day everyone, find your best books to read on this May :), happy May Day btw! Here in Indo, Most labor do demonstration!

Love yaaa,,,

Tifani 

A Bit Romantic Today & This Poem is the result :D

Beautiful Fate

Watching his eyes,,,

Hearing his every word,,,

Looking his every movement,,,

Yes, He’s the man I cannot reach,,,

But truthfully, why?

Why this heart beating so fast?

Why all of it suddenly happens?

Is it fate?

I never thought to meet someone like him

I never imagine can seeing a person like him

I never dreaming to speak with him

I never wished to get a chance to talk with him

Really, is it fate?

Fate that God has set on me

Fate that just standing in front of him will pump the beat of my heart

Fate that talks with him can lighten my day

Yes, everything about him interesting!

He’s overflowing me!

I’m never getting enough of him!

Couldn’t ask for more, because this fate is beautiful!

We called it Integrity!

Integritas saat ini memang selalu dipertanyakan, coba pikir brapa banyak dari kita yang selalu menjalankan hal ini. Gw sendiri terkadang memang ngga ber-integritas, let say gw nge-print tugas kuliah di kantor udah jadi salah satu contoh hal tidak berintegritas (T_T maaf ya ga jadi contoh yang baik nih!). But gw selalu belajar buat tetap ber-integritas dalam segala hal yang gw lakukan, apalagi dikantor ~ memang susah banget buat ber-integritas dikantor soalnya kita jadi ga bisa membedakan mana hal yang sesuai dengan apa yang Tuhan mau kita lakukan dan be different ga seperti orang lain yang benar2 gak tahu gimana ber-integritas.

Tapi bener deh, melakukan apa yang dinamakan INTEGRITAS itu sulit, gw sendiri mengakuinya, meski terkadang nggak ber-integritas, bukan berarti ga merasa bersalah or feel like a sinner, loh! Tetep gw minta ampun sama Tuhan krn udah bersalah n’ memohon supaya DIA menunjukan setiap hal yang harus gw lakukan dengan benar, supaya integritas itu tetap terjaga dalam diri gw!.

Yah, memang sih pandangan orang yang gak mengerti integritas bilangnya sok suci lah, blagu lah, apalagi klo bicara dunia bisnis, katanya!:

” Namanya juga dunia bisnis, kotor! harus licik, integritas, apaan tuh?!?”

Blah ~ dangkal bener tuh orang yah! padahal banyak cara2 “lurus” yang bisa ditempuh untuk melebarkan sayap bisnis, bukti yang bicara, banyak orang dengan ke-”lurusan”-nya berhasil dan bisnisnya jadi multi! Apa? contohnya? Okelah, lihat aja Peter Sondakh, kenapa gw blg dia “org lurus”, integritas tingkat tinggi, ih sok tau deh! tau darimana, sih?lah temen gw kerja ditempat dia, menceritakan betapa bosnya itu anti-double book-ing.  Taukan double book-ing itu istilah ekonomi akuntansi gitu, membuat  pembukuan ganda, buat pajak & satunya buat direksi.  Yang buat pajak udah direvisi sana-sini biar bayar pajak ga gede, sedangkan yg buat direksi adalah yang emang bener2 menggambarkan kondisi perusahaan. Ckck…serem!

Yah, PS (sebutan Peter Sondakh dikantornya), bisa jadi teladan ber-integritas buat kita semua. See his business, banyak bener, plus salah satu org terkaya di Indo, masuk daftar 500 org terkaya di dunia deh klo gak salah ya!. Pake acara nyumbang buat Harvard, demi kemajuan dunia pendidikan, How nice!

Jadi, intinya sih, memang sulit ber-integritas apalagi di kantor, dunia bisnis, dll! Tapi itu tidak menghalangi kita dan gw khususnya untuk selalu belajar untuk ber-integritas dan menjadi teladan yang baik di lingkungan kita, tetap semangat ya, karena gw yakin dan percaya dan beriman deh pokoknya, bahwa Tuhan memberkati kita semua yang ber-integritas dengan sangat berlimpah!Amin.

First Time Being a Commonwealth Bank Customer

Hey, everyone! Annyonghaseo! 

Today I wanna share about my experience being a CommBank customer. Yesss, I do think a long time to opening an account in this bank so I can buy mutual fund online, but because of 1 and some reason I suspend the plan. 

Finally on April 19, I went to CommBank near my house in Pantai Indah Kapuk, I opened this bank account called "Tabungan Bunga Harian" and excited with the teller who so nice with me. She explained every little things about this product. 

What I love about this "Tabungan Bunga Harian" (TBH account) are as follows:

1. CommBank TBH didn't charge me with transfer fee like some bank do's for different bank wire transfer

2. CommBank didn't charge me with ATM Card Fee, MyAccess Token Fee (Like  KeyBCA) for internet banking transactions

3. CommBank TBH didn't charge me with cheking account balance's fee at another Bank ATM with ATM PRIMA/BCA network just in Cirrus they charge IDR 5k, so do if I want to get cash from ATM PRIMA/BCA ATM network

4. I can use the ATM Card to do debit transaction in every merchant of DebitBCA networks

5. I get 50% discount of mutual fund buying fee 

6. If my token is broken, I can change it free, they just charge me if my ATM Card broken for about IDR 25K

7. Monthly fee just IDR 5k and I got Account Book

Well, I think its quite excite me because I can get everything mostly free, and kinda like I have BCA Tahapan Account facilities with cheaper monthly fee. Even their token are exactly the same from the supplier to the shape just different in color. Take a look at this:

I just trying to do different bank wire transfer to my retirement savings account in BNI 46 Bank and yessss, its definetely free of charge!!! love it! And I kinda like the color, everything is yellow, very bright and remind me with cheesy things hahaha XD!.

That's a lil bit about my banking experience, remember to investing since young for future needs *smiling*, if you like to investing in mutual funds, you can opening this account to make everything easy for montly top up mutual funds and get 50% disc for buying fee. If you want to ask me more about my experience with this savings account, kindly email me to tifani.zulfiana@gmail.com, I am glad to answer.

Or if you want to know more you can visit the Commonwealth Bank in www.commbank.co.id where there are so many useful information.

Happy Invest,

XoXo

Tifani

Hey everyone!!! It's FantasticCosmetic!

Last week, I bought "Fantastic Cosmetic! by Kim Mi Kyung" just IDR 85k ehemmm altogether with "GIGA TOKYO Toy Box" at Gramedia Pluit Village, yayyy!!!✿◕ ‿ ◕✿  Pfiuhhh!!! after the long journey searching this Fantastic Cosmetic book from Central Park, Taman Anggrek, Citraland & Daan Mogot Mall!.

 

I suggesting for all you girls & women to add this book into your collection since it contain so many useful information and tips how to caring your skin, your face, your hair, and how doing cosmetics without damaging your face. {◕ ◡ ◕}

With so many cute picture and manhwa-like drawing, this book is so easy to read and to memorize, really! ♪☆＼(^０^＼) ♪(／^-^)／☆♪

This book is for woman but contain about 10 page more about men skin care & cosmetic. Also there is a book special for men called "FANTASTIC COSMETIC For Men" for IDR 85k too (not too pricey because its usefulness, right? ^▽^ ), its have quite useful tips for men vary from face care to men fashion & style. 

 

Don't think twice! Just going to nearest book store and buy this books! Then going to my store for finding your best and suitable skin care & cosmetics product (my prodcust mostly from Korean line cosmetics) hehehehe... www.winterizeshoppe.com

Enjoy your weekend!

XoXo

Tifani