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All About BCA Everyday Card

Wednesday, June 15, 2016
Hello guys, 

Postingan saya tentang Kartu Kredit BCA beberapa tahun lalu hits banget. Apalagi terkait kartu kredit BCA yaa,,, 😄

Nah dipostingan ini saya mau jelasin lebih detail tentang BCA Everyday Card (sesuai pengalaman saya), yuk disimak:

1. Waktu apply BCA Everyday card pertama kali pasti lgsg dibundle dapat 2 kartu, BCA Everyday card dan BCA Visa or BCA Mastercard (tergantung kamu prefer yg mana, kalo saya ambil yg Visa)

2. BCA Everyday card uda pst hrs diaktifin, kalo kartu Visa or Mastercard boleh aja ga diaktifin

3. Kalo belanja min 500rb bisa dijadiin cicilan tetap dgn tenor 3,6,9,12,15 dan 24 bln

4. Cicilan tetap BCA Everyday card dpt rate bunga lebih rendah utk cicilan tenor 12bln yaitu 0.5%/bln or 6% perthn 

5. Cicilan tetap Visa or Mastercard tenor sama tp rate 1,25%, yg 12 bln sy lupa dpt special rate 0.75% apa ngga (krn dulu promo segitu ratenya) tny Halo BCA aja ya hehehe! 😄 

6. Kalo aktifin 2 kartu BCA Everyday card dan Visa/Mastercard BCA annual fee jg double @125rb per kartu

7. Kalo rata2 pemakaian limit kamu selama 1thn 40% dari limit kartu maka otomatis free annual fee utk BCA Everyday card

8. Penting! Konekin kartu kredit ke internet banking klikbca kamu supaya bisa keep tracking pemakaian kartu kamu dan ga overlimit or khilaffff 😝 juga bisa liat tgl jth tempo tagihan meskipun blm terima billing statement by email or by pos

Cara konekin kartu kredit BCA Card kita ke KlikBCA:
Masuk ke KlikBCA -> Administrasi -> Registrasi Inquiry Kartu Kredit -> Isi data dan tunggu sekitar 1-3 hari kerja sudah langsung terkonek ke KlikBCA, bisa di cek dibagian Informasi Kartu Kredit, kalo sudah konek bisa cek sisa dana limit kartu kredit, cek transaksi tagihan kartu kredit & tiap bulannya bisa lihat tagihan kartu kredit total, jadi ga bakalan over limit deh

9. BCA Visa / Mastercard bisa dipakai hampir disemua toko retail di Indonesia dan di mancanegara

10. BCA card kalo belanja dpt cashback 0.5% berupa BCA reward (dalam idr) bisa di cek di slip kartu kredit yg kecetak tiap abis belanja biasanya ada tulisan BCA reward, sok atuh kl reward uda bnyk dimanfaatin bisa buat makan Pizza hut gratis or blanja gratis di Carrefour o Gramedia (partner BCA) asal reward BCA sama nilai blanja kamu lebih gede rewardnya yaa... 😀

11. Mulai gunakan kartu kredit buat belanja bulanan, cashnya disimpen di bank dulu biar berbunga, lumayan 1 bln ditahan pas billing kartu kredit jatuh tempo baru bayar deh! 

12. Promo cicilan 0% BCa jg bnyk kaya di www.bhineka.com; blibli, mataharimall, qoo10

Sekian dulu dari saya yah, nanti kl ada lg saya update infonya. Jangan lupa subscribe blog ini ya untuk more info soal perbankan or Tips lain 😉

Yang mau Follow sosmed saya di: 
Instagram, Youtube and twitter  @winterofjuly
Wordpresa: winterize.wordpress.com 

Thanks a lot reader,


Bali Vlog - Enjoy Seafood At Jimbaran Beach

Sunday, June 5, 2016
I am so excited to editing The Bali Vlog! 😆 😆 😆
But editing a video take a lot of time. There are more vlog to come like when we're rafting at Ayung River, making chocolate at Pod chocolate factory and Elephant  trekking.
Anyway, so here the Vlog already finish edited from my Bali trip last month, about while We were dined at Jimbaran Beach.

My Youtube channel @winterofjuly
Big hugs,

My Favorite Foaming Facial Wash Cleanser

Saturday, June 4, 2016
There are so many foaming face cleanser products for daily use from lots of brands out there. From the cheaper one to the very expensive one.
And of course I have my own favorite products for daily cleansing. Currently, I have 2 products I called my favorite and I combine these 2 daily for clean my face. These products didn't caused pimple breaking on my face. What are they???
#1 ~ Clean&Clear essentials foaming facial wash
I LOVE IT SO MUCH! I started to use this product while I'm in senior high school. An amazing products reccomended by my bff. When pimples coming, I just clean my face with this and I will say bye-bye pimples! 😄😄😄 because miraclely pimples fade away after face wash with it. I still use this product, its give me clean feel after face wash and its oil-free and helps to prevent comedos.
My day-to-day face cleanser, usually use in the morning and at noon while in the office. The price is soooo cheap. About IDR 25k (around USD 2) and last for 3 months for me, because I combine it with Sebamed.
#2 ~ Sebamed Liquid Face & Body Wash for sensitive skin
Remember this 1? Part of my "Guardian Hauls" before Bali's trip. Yesss, I love it too! Gently and effectively deep cleanses pores and didnt cause breakouts on my face. Alkali and soap-free product, which are good for those with sensitive skin. My skin isn't sensitive but I because I happened tried this back then in senior high and love the clean, moist and smooth feeling after use this, so I continuing use this product till now.
Mostly I used this to clean my face at nite before sleep. A bit expensive, but try to buy once the 1000ml will save you 50% than buying 100ml routine. This last forever ðŸ˜„😄😄! 1000ml OMG, only for face maybe will last for 2 years or more.😁😁😁
What are yours fav? Each person have its own skin condition. Maybe if you want to try these 2 products, you're welcome.
#facialcleanser #foamingfacewash #deepcleansingcleanser #sebamed #clean&clear #dailyroutine #skincare

Cosmetics Shopping Tips in South Korea

Dear all the fans of cosmetics,
For those especially love to use Korean Skincare and Cosmetics product. Here are my cosmetics (and more things) shopping tips while in Korea:
1. If you going to South Korea on May-July (Like me, at the end of May) while Korea having their summer season, most likely in Myeongdong Shopping Street where you will find lots of cosmetics store, THEY DO SUMMER SALE! 😍😍😍 With its crazy disc 50% and more!
2. Buy Etude products in package cheaper if you buy in duty free shop, at summer Etude will give you 50% disc with membership card.
3. Buy The Face Shop products cheaper in Myeongdong street than in another store location and you can get tax refund note (which you can process the refund at the Incheon Airport)
4. Etude in Myeongdong can give you tax refund too, so don't forget to ask about it in case the store person forget to ask you
5. The Face Shop near The Skin Food shop can give you tax refund (straight from Myeongdong main street and go right, TFS#6 Store), TFS in front of myeongdong street can't give you tax refund
6. Beside Doota Mall is the cheap market, where you can buy snapback at price from 10.000 won (Grosir price), you need to buy more than 1 product
7. Buy cosmetics or skin care products in package, its cheaper than buy only 1 per product. For example: 1 bb cream with normal price, but buy 5 (same product/ of bb cream can save you more, about 30-50% cheaper from normal price
8. Don't worry if you run out CASH💵 either WON or USD, just use your VISA credit card especially BCA VISA💳 (Bca didn't charge any bank fee), the convert rate is more cheaper. For example I exchange IDR to WON for 11,71/won, then I shopping in the gift shop while in Korea and VISA rate me with 11,73/won not a big difference I think. Just a slight higher rate 😆 than normal rate at money changer.
9. Buy Korean snacks at Lotte Mart across Myeongdong Main Street, its cheaper!
10. Myeongdong food street snacks are so yummy you need to try, especially cheesy pork sausage! 😋
11. In Myeongdong street you will see some jewellery street seller, with its sign "1000 WON", buy it, a very high quality product with cheap price. Not the corrosive type jewelry. Mine were still shining brightly even its already 2 years.
12. Cosmetics shopping = Myeongdong Street 😆😄😁
> Rumour has it, Etude membership card valid worldwide and in Korea too for higher discount and more sample gift 😄 (Dunno if it was true or not, anyone know it?)
> 1 of Korean Air Stewardess I asked, using Missha M Perfect Cover BB cream, maybe you want to co sider to trying Missha BB cream??? 😄😄😄
Happy prepare your shopping strategy 😄😄😄,
Coz Myeongdong street's so big and there are lots of cosmetics store and clothing and etc you need to look at! 😄😆😁 #grinning #lol
#KoreanSkinCare #KoreanCosmetics #ShoppingInKorea #ShoppingTios #HelloKorea #KoreaSummerSale #TravelToKorea #Myeongdongstreet #ShoppingAtMyeongdong
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